Each year in the U.S., there are over 6 million car crashes. There are many reasons why crashes occur. From distracted driving to bad weather.
Do you know what to do after a car accident that’s not your fault?
Read on to learn what to do after an auto accident to avoid being held responsible for the crash.
Check for Injuries
The first thing to do after an accident is to check whether you or anyone else is injured.
Even if the injury seems minor, it is wise to call for an ambulance. You never know what injuries might be internal.
It is always wise to be assessed by medical professionals. If you don’t call an ambulance, be sure to see your doctor in the next 24 hours.
Some serious car crash injuries don’t show symptoms until days later. Also, having a medical track record will help when you submit a claim to the insurance company.
Move to a Safe Area
If you can, move to the shoulder of the road. If you car is still drivable, move off the main road into a parking lot.
This prevents you or the other car from being hit by approaching vehicles. If the collision occurs after sunset, set up flares or cones if you have them.
Call the Police
An essential task after a car accident is to call the police. If you called for an ambulance, police are usually dispatched.
If not, call them now. When the police arrive at the scene they will complete an official police report. This document is very important for insurance and legal proceedings.
Tell the officer what happened as clearly and succinctly as you can. If you don’t know the answer to a question, tell them.
Don’t Claim Responsibility
After a car accident, resist the urge to apologize to the other driver. This can be seen as an admission of fault.
Remember, anything you say can be used against you. The best thing you can do is to stay calm and avoid saying anything about the crash.
If the other driver is insistent, just say that the police will sort it out and step away.
Gather Information and Evidence
While you wait for the police to arrive, you can document what happened.
Start by taking pictures of the accident. Take videos if that is useful.
If there are witnesses, get their contact information. If they agree, film them explaining what they saw.
There’s a great free app called WreckCheck which can help with documenting information. It records the time of the crash, lets you make notes and add pictures, and so on. Then you can email the document to your insurance agent.
The final step is to exchange information with the other driver.
Get the other driver’s name, insurance policy number, and license plate. Once the police have made their report, ask for the report number as well as the officer’s name and contact number.
What to Do After a Car Accident That’s Not Your Fault
Thanks for reading! We hope this article has helped you understand what to do after a car accident that’s not your fault.
Though a collision is traumatic, it’s important to stay calm and follow these steps to avoid bigger problems.
Check out our other blog posts for more useful tips.